De lo contrario, se cobrará interés sobre el saldo de la compra promocional desde la fecha de compra. No se cobrará interés en la compra promocional si paga el monto de esta en su totalidad dentro del período promocional. El monto de la compra que califique debe estar en un recibo. *Las compras en gasolineras no son elegibles. El interés se cobrará a su cuenta a partir de la fecha de la compra si la compra promocional no se paga en su totalidad dentro de los 6 meses. Sin Interés si se Paga en su Totalidad dentro de los 6 Meses*Įn compras de $199 o más con su tarjeta de crédito Synchrony Car Care™. If you do not make a payment on time, you will be charged a late fee (see terms for details).Pay your promo balance in full before the end of the promo period to avoid interest.
How do I avoid paying interest or minimize the interest paid? To avoid paying interest, be sure to pay your promo balance by the promo expiration date.Although interest will accrue at the standard rate applicable to your account, it will only be assessed and added to your account as a lumpsum at the end of the promo period if the promo balance is not paid in full by the promo expiration date shown on your statement.Interest will be charged to your account from the purchase date if the promo balance is not paid in full within the promo period.What is the Interest Rate and will it change? There will be information on your billing statement about how long it will take to pay off your promo balance if you only make minimum payments.
How long will it take to pay off my purchase?
If you want to ensure that your promo balance is paid before the end of the promo period (to avoid interest), you should schedule additional or larger payments accordingly. It is very important to note that the required minimum monthly payments may or may not pay off your promo balance by the end of the promo period. Minimum monthly payments, based on a percentage of your account balance or a minimum amount, are required in accordance with the standard account terms. Existing cardholders: See your credit card agreement terms. For New Accounts: purchase APR is 29.99%. Regular account terms apply to non-promo purchases and, aöer promo period ends, to the promo balance. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. If you do not, interest will be charged on the promo balance from the purchase date. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. Qualifying purchase amount must be on one receipt. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. On purchases of $199 or more made with your Synchrony Car Care™ credit card. No Interest if Paid in Full within 6 Months* Google Play and the Google Play logo are trademarks of Google LLC. App Store is a service mark of Apple Inc., registered in the U.S. Cardholder income will be used as a factor to determine eligibility for a credit limit increase.Īpple and the Apple logos are trademarks of Apple Inc., registered in the U.S. Existing cardholders should see their cardholder agreements for their applicable terms.ĢCardholders may be required to provide their annual net income if their recent information is not on file. Synchrony Bank does not assign nor has responsibility for the assignment of MCCs or evaluates what MCC should be assigned to a particular merchant.ġFor new accounts: Purchase APR is 29.99% Minimum Interest Charge is $2. An MCC is a four-digit classification code that is assigned to a merchant by the merchant's payment card network or merchant processor based on the predominant business activity of the merchant. ** Valid everywhere Synchrony Car Care™ is accepted in the U.S., including Puerto Rico. Acceptance of the Synchrony Car Care™ credit card is also determined by the merchant category code (the "MCC") associated with the merchant. No additional action is needed by the cardholder nor the merchant. Promotional financing is automatically applied to qualifying purchases by Synchrony, and is reflected on the account statement. Promotional financing is available at auto merchants where Synchrony Car Care is accepted. 
Gas station purchases are not eligible for promotional financing. For promotional financing details, click here.
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